There is no evidence that a person’s credit score has any correlation as to the type of employee he/she would be. I’ve never liked this practice, even less so now, given the loss of privacy we put up with in the name of “safety.” I have good close friends that have poor credit, but would make excellent employees. Besides, if you cannot find work due a poor credit rating, how on earth do you improve it?
People who have substandard credit are targeted by businesses every day. Check cashing outlets that charge ridiculous interest rates for small loans. Debt “relief” scams promising to do what any person with a telephone can do themselves. Unscrupulous lenders that charge high hedge fees and then usurious interest. Even insurance companies charge more or deny you altogether if your credit isn’t up to snuff.
The undeniable fact is that too many businesses seek to exploit those who are already at a disadvantage. It is the American way, I guess.